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Product comparison table

Sanitas Accede

FROM(1) €21.30 /MONTH

Sanitas Más Salud

FROM(2) €34.90 /MONTH

General Information

Online health care, at the best price

Complete healthcare+ hospitalisation

A policy designed for the whole family

Promotions

Now from only € 22.10/month(1) + Blua FREE forever

Now, 3 months at 50% + Blua included forever + 10% off with the family pack*

Now, 3 months at 50% + Blua included forever*

Diagnostic tests

Ultrasound scans, analysis, simple x-rays, etc.

Coverage Included
Coverage Included
General medicine and medical specialities

Included except for pregnancy monitoring

Coverage Included
Coverage Included
Surgery + Hospitalisation

Not included

Coverage Included
Coverage Included
Dental coverage

Basic (consultations, wound care, cleanings, extractions)

Coverage Included
Coverage Included
Reimbursement of medical expenses

Not included

Optional Coverage

Not included

Reimbursement of pharmacy expenses

Not included

Optional Coverage

Pharmacy expenses (50% up to €200)

Coverage in USA

Not included

Optional Coverage

Not included

Home delivery of medicines

Not included

Optional Coverage
Coverage Included
At-Home lab test

Not included

Optional Coverage
Coverage Included
Video consultation service

For all medical specialities and 24h emergency service for general medicine and paediatric care (no appointment necessary).

Coverage Included
Coverage Included
Family Assistance
Optional Coverage
Optional Coverage
Optional Coverage
Copayments

 

With copayment

 

With or without co-payments

 

 

With or without co-payments

 

Coverage Included Optional Coverage

(1) You can check the prices of the different products marketed by SANITAS at https://www.sanitas.es/seguros/seguros-medicos-privados/precio-seguros-medicos. Premiums valid for new policyholders who sign up between 01/07/2025 and 31/12/2026. These premiums will be subject to a 0.15% surcharge from the Insurance Compensation Consortium. Premiums may vary depending on the insured's place of residence. The maximum age for taking out a policy is 59 years. There is no age limit for continuing coverage. New insured person: this refers to a person who has not been included in another Sanitas policy in the 6 months immediately prior to the registration date for the new policy.

(2) and (3) You can check the prices of the different products marketed by SANITAS at https://www.sanitas.es/seguros/seguros-medicos-privados/precio-seguros-medicos. Premiums valid for new policyholders who sign up between 01/07/2025 and 31/12/2026. These premiums will be subject to a 0.15% surcharge from the Insurance Compensation Consortium. Premiums may vary depending on the insured's place of residence. The maximum age for taking out a policy is 75 years. There is no age limit for continuing coverage. New insured person: this refers to a person who has not been included in another Sanitas policy in the 6 months immediately prior to the registration date for the new policy.

Promotion 50% off for the first 3 months. The promotion consists of a 50% discount on the net premium corresponding to the first three months exclusively of the first year of the policy in the Más Salud, Más Salud Familias, Sanitas Residents, Más 90.000 and Premium 500.000 range. Promotion valid for new policies with new insured parties with an effective date of between 01/04/2026 and 01/06/2026. New insured person: a new insured party is anyone who has not been registered on another Sanitas policy in the 6 months immediately prior to the date they are added to the new policy. The 50% discount will be applied to the resulting monthly premium amount after all previous discounts derived from the contracting method, payment method or other commercial conditions of the product have been applied, when applicable. For example, if the monthly premium is €100 and a 4% discount is applied for making the payment in a single annual instalment, the 50% discount will be applied to the €96 resulting from applying the annual payment discount. The discount will only be applied to the premium of the main product and will not be applicable to optional add-ons or other additional guarantees that may be contracted. Promotion not valid for Group Policies. Premiums may vary depending on the insured party's place of residence and will be subject to the Insurance Compensation Consortium surcharge, as well as legally applicable taxes and surcharges, which are not part of the promotional discount. Sanitas reserves the right to verify compliance with the established requirements and to withdraw or not apply the promotion if it detects non-compliance or an error in the contracting.

10% lifetime discount on the family pack. Permanent 10% discount on the net premium for new policies taken out with 4 or more new insured persons for the following products: Sanitas Más Salud and Sanitas International Residents. The discount will continue while the policy remains in force, provided that payments are up to date and there are 4 or more insured persons. Offer not applicable to group policies or optionally contracted additional guarantees.

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